Friends, or not...?

So my online friends in my Kik chatroom told me that a few weeks ago when they met Derek with me, that he talked extensively about his ex-wife (He does that), and said that he never wants to have anyone on the mortgage or lease again, ever.  I confronted him via text and he ignored me until bedtime and he says he was talking about his ex-wife and not me, and obviously we'd need an agreement that benefits us both....  I've chosen to label this a misunderstanding and give him the benefit of the doubt.... Maybe I'm stupid, but as he later said, talking about living together is way too early.... so I'll let it go for now.... Ugh I love this man... so much....